As characteristic of this weekly
writing to showcase Nigerian languages; the aforementioned greetings means, My
People, Idoma language from Benue state of Nigeria. Hope the mood is right for
Christmas? There is no need carrying unsettled scores into the New Year. Let’s
start to make peace with everyone.
Today, we are looking at
something that has to do with our finances. Many financial decisions are
product of perception. As a young dude, I saw a lot of men who did not buy a
car to convey their families from one place to another. They believed that
after completion of a house; they can now own a car. They see a car as
luxurious. They have completed their house and they now have fleets of cars.
Poverty mentality is the frugal
spending of a person who believes so much in saving than in spending all he
earns. In the words of financial experts, it is advised that a minimum of 10%
of one’s income should be saved but according to the way in which people live
their lives; a penny is hardly left after collection of their stipend because dependents
have queued up before they get the money. Poverty mentality is seen in people
who cut their coat according to their cloth. They do not attempt to go beyond
Comfortable mentality is usually
exhibited by young people who eat “beans cake” with all they earn at the onset
of life. For those who believe in maximization, they get the luxurious gadgets;
they compete with one another; they want to be updated; they are do not want to
be told of how new experiences feel, they also want to experience it.
These mentalities are good but
one must be careful not to overrun oneself in a competition that is not
visible. Why do you think low-income earners achieve feats? They are wise with
every kobo earned. They go one step at a time; they are not hasty in obtaining
items. Many things are left till it’s comfortable to acquire.
Many times, those with poverty
mentality achieve feats while those who thought comfort for immediate
gratification is ideal for them. Regardless of the amount you earn, you can
still make profit from it; as small as it is, some of your contemporaries have
Go multiply the little you have;
it would later be comfortable when you deal your comfort.
Let’s hope for a beautiful year
ahead filled with maximization.
Labels: Attitudinal Change, Comfort, Contrast, Inspirational, Mentality, Motivational, Olutayo Irantiola, Peo Davies, Poverty, Versus Series